Importance Of Khata Certificate

Khata is a property account of a person comprising his property details such as the size, the built-up area, the location etc. The document evidences the person liable to pay the property tax.

The Importance of Khata

Property paperwork 2A Khata is an important document required to acquire a building license, trade license, bank loan, to sell the property or to show legal ownership of the property in BBMP records. Before a Khata is processed, a document named as ‘Uttarapatra’ (acknowledgment of application) is generated. The applicant is normally asked to submit a notarized copy of the Sale deed, latest Tax paid receipt, EC from the date of registration until current date, betterment charges receipt (if applicable) and old Khata document (in case of transfer), following which the applicant will receive the Khata.

Registration of Khata

In case of a property that has not been assessed for property tax, the property owner should register the same in the respective BBMP jurisdiction. Following are the documents required for the registration of Khata:

    • Sale Deed

 

    • Latest Tax paid receipt

 

    • Encumbrance Certificate

 

    • BDA/KHB Allotment documents

 

    • Betterment improvement charges receipt

 

    • Occupancy Certificate

 

    • Possession Certificate (for apartments)

 

    • Property measurement and location sketch (blue print)/ Building Approval Plan

 

    • *Further documents may be asked by BBMP based on property location/type or on seeing the property title flow

Types of Khata

‘A’ Khata

An ‘A’ Khata is issued for properties that fall under the BBMP jurisdiction. A property with an ‘A’ Khata is considered a legal property and will allow the property owner to construct on the property and obtain a trade or a building license.

‘B’ Khata

In cases where revenue properties have not received a conversion of the land use and approvals for the formation of the layout from the competent authority, Khata Registration will not be done unless they are regularized by the government. However, the assessment of the revenue properties for the purpose of paying property tax will be made and entered in the B-register, therefore known as a ‘B’ Khata. There is no separate application to acquire a ‘B’ Khata. Also, this application cannot be filed under Sakala and is to be submitted in the same BBMP office counter. One can generally expect a ‘B’ Khata in 15-30 working days, provided all documents are submitted and there is no further documents asked by the BBMP official. If in case the Khata details are not registered or cannot be registered due to the absence of the approval from BBMP, one can obtain a ‘B’ Khata by submitting documents such as Sale Deed, latest property tax payment receipts, Encumbrance Certificate and Mother Deed. ‘B’ Khata does not hold any legal sanctity and does not hold any ownership proof. It is also not recognized as a valid document by government agencies for any official purpose.

Subdivisions of Khata

The Khata and its related documents in Karnataka will be issued by the Municipal Corporation/ authorities. In Bangalore, the BBMP (Bruhat Bengaluru Mahanagara Palike) issues the Khata and its related documents. Other Khata related documents are:

    • Khata Extract

 

    • B Khata

 

    • Khata Transfer

 

    • Khata Registration

 

    • Khata Bifurcation

 

    • Khata Amalgamation

Khata Extract

Khata Extract is a process of acquiring details from the assessment register in order to obtain a trade license or buy a property. Khata Extract consists of property details such as the name, property size, property use (residential/commercial) and the annual value. A property owner can obtain a Khata Extract by giving a letter of requisition (in a plain paper) along with the details of property, its location, property tax receipt and the Khata Certificate or the ‘B’ Khata copy. The application should be addressed to the assistant revenue officer for the sub-division/range. A mere sum of of Rs. 100/- will be charged for a Khata Extract. One can obtain a Khata Extract in 3 working days.

Khata Transfer

A Khata is transferred in the event of a change of ownership from one person to another through a sale, gift, Will or death of the owner. For properties that fall under the BDA or the KHB, the property owner should provide the following documents and can expect the registration done in 7 days and for properties that are under revenue extensions/ BDA re-conveyed areas, gramathana, high-rise buildings (both apartments & commercial complexes), the registration period is 30 working days with a 2 % fee of the stamp duty paid for registration.

The documents required for Khata Transfer through sale are:

    • Sale Deed

 

    • Old Khata Certificate

 

    • Flow chart of sale proceeds

 

    • Betterment/improvement charges receipt

 

    • Sketch showing bifurcation of Property & its measurement (blueprint)/ Building Approval Plan

 

 

    • EC

 

    • *Further documents may be asked by BBMP based on property location/type or on seeing the property title flow

The documents required for Khata transfer of a gifted property or a property acquired through Will or Death are:

    • Registered Will

 

    • Court Decree

 

    • Original Death Certificate (for Khatadar’s death)

 

    • Affidavit regarding Inheritance/Gift/Court Decree

 

    • EC

Khata Bifurcation

Khata Bifurcation is a process of dividing the Khata into more than two Khatas. A person can obtain a Khata Bifurcation in 30 days with a processing fee of 2 % of the stamp duty paid for registration.

Khata Amalgamation

Khata Amalgamation is a process of modifying two or more Khatas into one. The time taken for this process is generally 30 days with a processing fee amount of 2% as of the stamp duty paid for registration.

The documents required for Khata Bifurcation / Amalgamation are:

    • Old Khata Certificate

 

    • Flow Chart of Title

 

    • Registered Sale Deed/Title Deed

 

    • Tax paid receipts

 

    • Betterment charges receipt

 

    • Sketch showing Bifurcatyion / Amalgamation of the property and its measurements (blueprint)/ Building Approval Plan

 

    • NOC from BDA (for BDA properties and vacant land)

 

    • EC

 

    • *Further documents may be asked by BBMP based on property location/type or on seeing the property title flow

The documents required for Khata Bifurcation / Amalgamation of a gifted property or a property acquired through Will or Death are:

    • Affidavit regarding Inheritance/Gift/Court Decree

 

    • Court Decree

 

    • Registered Will

 

    • Original Death Certificate (for Khatadar’s death)

 

    • EC