If you are looking to own a home of your own, under the Pradhan Mantri Awas Yojana (PMAY) scheme, there are only nine months left for you to arrange the amount for down payment, decide the location, builder and the home loan lender. The recently introduced Credit Linked Subsidy Scheme (CLSS) for Middle Income Group …
You can still get benefit under PMAY even if your parents own a home Read More »
Should you go for a reset even if it involves a small charge? Yes. The amount you save will be significantly higher over the years. Just like bank depositors, those borrowing from banks also need to be alert in order to protect themselves against unnecessary charges. Given below are the most common areas where banks …
Bengaluru: Ravishankar (name changed) and his wife were on top of the world when they recently started living in their newly purchased apartment. A 2-BHK house for Rs. 45 lakh sounded like a good deal, for which they obtained a bank loan too, all facilitated by the builder. But their happiness was shortlived. “We were …
Buyers grab flats for low rates but sans occupancy certificate Read More »
Are you looking to buy a property but are not eligible for a loan large enough to cover your expenses? Then a joint loan is a good option for you. A joint loan is one that can be taken by more than one person. Joint home loans can only be applied with parents, spouses or …
Joint Home Loans? Is It A Wise Option For Home Buyers? Read More »
Are you planning to buy a property through a home loan? How well informed are you about the home loan interest rates and their types? Home loan interest rates are divided in to 2 categories- Fixed interest rates and Floating interest rates. What are fixed interest rates? As the name suggests, fixed interest rates refer …
